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About Us
About All 10, Inc.
All 10, Inc. was formed in 1995 as a provider of comprehensive study materials for students preparing for Casualty Actuarial Exams.

Our philosophy with regard to the release and sale of study materials is simple:

Study materials will not be offered until appropriate summarizations of each of the CAS syllabus readings are made and thorough solutions are prepared for past CAS questions associated with each reading.

Due to an increase in demand for additional exam preparation tools, our company will focus on internet-based learning as a viable alternative to live seminar presentations.

About Our Partners
Web Development Consultants
All 10 has retained the services of several web development consultants to deliver quality online services.  Delivering quality distance learning services is impossible without the expertise of such companies.

About Our Product
ALL 10 makes reasonable efforts to provide accurate and current information, but we're human, and occasionally errors (including typos, rounding errors, and even calculation errors) can escape our attention during review. The Material may (and almost certainly does) contain inaccuracies or typos. If you find an error, please alert us and we will correct the applicable document immediately. Please understand, however, that such errors are not cause for a refund of fees paid. Our web site and materials are provided on an "as is" basis without warranties of any kind; we do not warrant that the web site will operate error-free, nor do we make any warranty about the results to be obtained from using the website and the material. The use of the web site and material is at your own risk.

ALL 10 and its suppliers, to the fullest extent permitted by law, disclaim all warranties, including the warranty of merchantability, non-infringement of third-parties rights, and the warranty of fitness for particular purpose. ALL 10 and its suppliers make no warranties about the accuracy, reliability, completeness, or timeliness of the material, services, software, text, graphics, and links.

About Our Customers
We value and appreciate those that recognize the efforts our organization puts forth to provide them with the most comprehensive study aids available. We continually look to offer additional products and services to better service your needs.

About the Authors
Bob Scott, FCAS, FCIA, MAAA
Bob Scott is co-author of the Exam 5 and 7 Study Manuals, and is recognized by many as the most experienced CAS exam review instructor in the United States. His manuals have been used extensively by students preparing for CAS exams over the past several years.

Richard Zarnik, ACAS
Richard Zarnik, owner of All 10, Inc., has been an Associate of the CAS since 1996. Most recently, he has worked as an actuarial consultant at the Travelers Property Casualty Insurance Company in Hartford, CT. Before joining Travelers, he worked as a reserving actuary with American Re-Insurance and began his career consulting with Tillinghast/Towers Perrin. He is the co-author of the Exam 5, 6 and 7 Study Manuals and author of the Exam 8 and 9 Study Manuals.

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